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16 of 16 people found the following review helpful
5.0 out of 5 stars This book will save you many,many times the price you pay for it, November 20, 2009
By 
Temo Am (Rancho Cucamonga,CA) - See all my reviews
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This review is from: Homebuyers Beware: Who¿s Ripping You Off Now?--What You Must Know About the New Rules of Mortgage and Credit (Paperback)
As a small businessman and even smaller real estate investor,a licensed R.E.Broker and General Contractor,I wholeheartedly recommend Homebuyers Beware to all home buyers,first timers and seasoned investors alike.

I read Carolyn Warren's first book,Mortgage Rip-Offs,a few months ago and liked it so much I contacted her for consultation re:refinancing of my properties.Eventhough I bought my first home over 30 years ago and many since,I must confess I know NOTHING about yield spread premium and the way brokers/lenders use YSP to add income to themself before reading that book.The YSP information alone was worth thousand times the cost of the book(approx.$13 from AMAZON.COM)because I know absolutely, definitely that the brokers' additional income must come only from one source : borrowers like you and me.

There were other important information for ALL mortgage seekers in the first book :how to negotiate for lower fees and rates,whether to pay point,how and what to do... Read more
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2 of 2 people found the following review helpful
5.0 out of 5 stars You must read this book if you are getting a mortgage, July 5, 2012
By 
Philip L. Shen (Newport Beach, CA) - See all my reviews
Verified Purchase(What's this?)
This review is from: Homebuyers Beware: Who¿s Ripping You Off Now?--What You Must Know About the New Rules of Mortgage and Credit (Paperback)
The mortgage business has always been a black box to me. I know money is being made, and I am OK with that. But, I am NOT OK with egregious sums based on dishonest practices. I have always been suspicious of the industry as it has historically not been transparent. I have a few investment properties and believe I have been cheated in the past in spite of reading a few books on the topic and having good credit. In preparation for my latest real estate purchase, I decided to really get to the heart of understanding of how this business works.

I stumbled upon Mortgage Rip-Offs and Money Savers on Amazon. I read through it in a couple of days, and it was awesome! This book gives you an inside look into the mortgage industry and all the tricks of the trade. Importantly, Carolyn provides readers a road map for the process and an understanding of all the jargon, so loan officers know they're working with someone who understands their business. After Mortgage Rip-Offs, I found out... Read more
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1 of 1 people found the following review helpful
5.0 out of 5 stars Buy this book and by the other book..!! so good, January 18, 2013
By 
Nikki (Los Angeles CA, USA) - See all my reviews
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This book is so good! I must have read this book and the other book she wrote (mortgage rip offs) about 3 times before I actually went to buy a home... I also had a consult with her which was the utmost helpful... I recommend that you read her books and then go to her website ask carolyn warren.com and then get a consult with her... she was so nice and helpful... and she really helped me to sleep at night.. because I knew that I was getting a good deal and not being swindled...
She took her time with me and explained it all... I felt so nervous talking to her on the phone because I read both her books and to get to talk to her... was really coo!! I was star struck! I am a big fan of hers for many years and I think she is just a wonderful author and person!
Can't wait for her to write another book... as her books are page turners! You will learn a lot if you don't know anything about loans... This book will teach you...!
I am a first time homebuyer.. and while much of... Read more
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